Calculator

Stamp duty calculator

Stamp Duty Land Tax on a home in England or Northern Ireland.

Your result

Stamp duty to pay£7,500

Effective rate2.1%

Price plus stamp duty£357,500

Show the working

How the bands add up

0% on £125,000 (£0 to £125,000)£0

2% on £125,000 (£125,000 to £250,000)£2,500

5% on £100,000 (£250,000 to £925,000)£5,000

Assumptions and limits

Rates in force from 1 April 2025. Additional properties pay 5% on top of each band; non-UK residents pay a further 2%. Scotland (LBTT) and Wales (LTT) have different taxes. Pay within 14 days of completion.

Sources: Stamp Duty residential ratesTax year 2026/27

Common questions

Who counts as a first-time buyer?

Someone who has never owned a home anywhere in the world and is buying their main home. If you’re buying with someone else, you both need to qualify.

When do I pay stamp duty?

Within 14 days of completion. Your solicitor or conveyancer usually files the return and pays it for you.

What if I buy before selling my current home?

You pay the additional property rates, but you can claim the extra back if you sell your previous main home within three years.

How we calculate

Every calculator uses the published 2026/27 rates from one shared set of rules, so when a rate changes, it changes everywhere.

Where rates come from

Tax, National Insurance, student loan, benefit and property tax rates come from GOV.UK. Each calculator links to its sources.

What we don’t cover

Scottish income tax bands, tax codes other than 1257L, benefits in kind and your personal circumstances. Results are estimates to help you plan, not a payslip or advice.